I am going to help this person out but I am scandalized by this. I met someone who is a brand new (and very proud) American citizen. She could not be prouder of her new country.
She also has a new job and she needed transportation to get to and from the job. She bought a very, very, very modest car and the interest rate on the car loan is 24 % ! 24%? And the loan is for 6 years! No one can afford a car loan that high. I am going to help her out, but have you heard of car loans THAT high?